Try and practice the latest California Department of Insurance : CA-Life-Accident-and-Health real questions & answers
Updated: Jul 17, 2026
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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:
1. A worker who is credited with 6 quarters of coverage during the last 13-quarter period becomes disabled.
What status does the worker have under the Social Security Disability Program?
A) Partially insured.
B) Currently insured.
C) Disability insured.
D) Uninsured.
2. During the grace period, when may an insurer terminate medical coverage?
A) The insured requests termination in writing.
B) Policies cannot be terminated during the grace period.
C) The insured receives care from a physician who is not in the plan's network.
D) The insured is hospitalized without giving the insurer prior notification.
3. When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner?
A) After the policy is issued.
B) Within 30 days of written request by the Commissioner.
C) Annually and submitted with the proper paperwork.
D) At all times.
4. What rights do individuals have if they disagree with a decision on the amount Medicare will pay?
A) They can terminate making premium payments until the claim is resolved.
B) They can change Medicare carriers.
C) They can request a second opinion by the state medical examiner.
D) They can ask the Medicare carrier to review the decision.
5. A terminating employee who wants to exercise the conversion privilege must meet all of the following requirements EXCEPT
A) apply within 31 days of termination.
B) fill out the required forms.
C) supply evidence of insurability.
D) pay the premium.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: C |
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