Try and practice the latest Maryland Insurance Administration : Accident-and-Health-or-Sickness-Producer real questions & answers
Updated: Aug 17, 2026
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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Overview:
| Certification Vendor: | Maryland Insurance Administration |
| Exam Name: | Maryland Accident and Health or Sickness Producer Examination |
| Exam Number: | Series 20-24 |
| Related Certifications: | Life Producer (Series 20-27) Life and Accident and Health or Sickness Producer Combo (Series 20-30) |
| Passing Score: | 70% |
| Available Languages: | English |
| Exam Price: | $60.00 USD |
| Exam Duration: | 105 minutes |
| Certificate Validity Period: | 2 years (renewable) |
| Real Exam Qty: | 80 scored + 10 unscored |
| Exam Format: | Multiple-choice, Computer-based |
| Recommended Training: | MIA Candidate Information Bulletin |
| Exam Registration: | Prometric Registration Maryland Insurance Administration |
| Sample Questions: | Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Sample Questions |
| Exam Way: | Computer-based testing at Prometric test centers; online proctored option available |
| Pre Condition: | At least 18 years old; resident or non-resident; no disqualifying criminal history; pre-licensing education not required since Oct 2024 |
| Official Syllabus URL: | https://www.prometric.com/files/2021-09/2024_accident_and_health_or_sickness_producer_9.21.21.pdf |
Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| General Insurance Concepts | 15% | - Policy Provisions
|
| Insurance Regulation | 30% | - Regulation of Producers
|
| Maryland State-Specific Regulations | 20% | - Compliance and Enforcement
|
| Accident and Health Insurance Policies | 35% | - Policy Features
|
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. The waiver of premium provision in a disability income policy provides that premiums will be waived during:
A) The disability benefit period
B) The grace period
C) The elimination period
D) The time limit on certain defenses
2. To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:
A) Have at least 50% of its employees reside in the state of Maryland
B) Have at least 50% of its employees work in the state of Maryland
C) Have its principal place of business in the state of Maryland
D) Contribute to employee premiums
3. Which type of coverage bases benefit eligibility on the capacity to perform activities of daily living?
A) Long-term disability
B) Medicare supplement
C) Long-term care insurance
D) Major medical expense
4. In dental insurance coverage, which one of the following typically is EXCLUDED?
A) Root canal therapy
B) Preventive care
C) Treatment started prior to the eligibility date
D) Dental X-rays
5. When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:
A) Major medical
B) Disability income
C) Health maintenance organization
D) Dental
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: C | Question # 3 Answer: C | Question # 4 Answer: C | Question # 5 Answer: B |
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