Updated: Sep 02, 2026
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| Certification Vendor: | Ohio Department of Insurance |
|---|---|
| Exam Name: | Ohio Life Insurance Agent Series 11-44 Examination |
| Exam Number: | OH-Life-Agent-Series-11-44 |
| Exam Format: | Multiple-choice, Computer-based testing |
| Available Languages: | English |
| Related Certifications: | Ohio Accident & Health Insurance License Ohio Property & Casualty Insurance License |
| Exam Registration: | Ohio Department of Insurance Licensing Information Exam Provider Registration (PSI Services - Ohio Insurance Exams) |
| Sample Questions: | Ohio Department of Insurance OH-Life-Agent-Series-11-44 Sample Questions |
| Exam Way: | Computer-based testing at approved testing centers or online proctored exam depending on provider |
| Pre Condition: | Must meet Ohio Department of Insurance pre-licensing education requirements before exam registration. |
| Official Syllabus URL: | https://insurance.ohio.gov |
| Section | Objectives |
|---|---|
| Topic 1: Life Insurance Concepts | - Life insurance policies
|
| Topic 2: Annuities and Retirement Products | - Annuity basics
|
| Topic 3: Insurance Basics | - Insurance principles and risk management
|
| Topic 4: Ohio Insurance Law and Regulations | - State licensing requirements
|
Question 1
Contributions made to a Roth IRA are
A. only tax deductible at age 50 or older.
B. tax deductible at retirement.
C. partially tax deductible.
D. not tax deductible.
Question 2
To receive proceeds from a death benefit, a minor
A. must be at least 16 years old.
B. must be related to the insured.
C. must have an appointed guardian.
D. can only be named as a contingent beneficiary.
Question 3
What does a limited payment whole life policy provide?
A. A lower premium.
B. Pure protection.
C. Protection to age 65.
D. Life time protection.
Question 4
What type of insurance is the cheapest option to pay off a 30-year mortgage balance?
A. Increasing term insurance.
B. Decreasing term insurance.
C. Level term insurance.
D. Variable life insurance.
Question 5
The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability
of an officer or other significant employee Is
A. key person.
B. business overhead.
C. employee welfare.
D. business continuation life.
Solutions:
| Question 1 Answer: D | Question 2 Answer: C | Question 3 Answer: A | Question 4 Answer: B | Question 5 Answer: A |
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