Try and practice the latest Ohio Department of Insurance : OH-Life-Agent-Series-11-44 real questions & answers

Updated: Sep 02, 2026

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Overview:

Certification Vendor:Ohio Department of Insurance
Exam Name:Ohio Life Insurance Agent Series 11-44 Examination
Exam Number:OH-Life-Agent-Series-11-44
Exam Format:Multiple-choice, Computer-based testing
Available Languages:English
Related Certifications:Ohio Accident & Health Insurance License
Ohio Property & Casualty Insurance License
Exam Registration:Ohio Department of Insurance Licensing Information
Exam Provider Registration (PSI Services - Ohio Insurance Exams)
Sample Questions:Ohio Department of Insurance OH-Life-Agent-Series-11-44 Sample Questions
Exam Way:Computer-based testing at approved testing centers or online proctored exam depending on provider
Pre Condition:Must meet Ohio Department of Insurance pre-licensing education requirements before exam registration.
Official Syllabus URL:https://insurance.ohio.gov

Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

SectionObjectives
Topic 1: Life Insurance Concepts- Life insurance policies
  • 1. Universal life insurance
    • 2. Term life insurance
      • 3. Whole life insurance
        - Policy provisions and riders
        • 1. Beneficiaries and ownership rights
          • 2. Common policy riders
            Topic 2: Annuities and Retirement Products- Annuity basics
            • 1. Fixed vs variable annuities
              • 2. Suitability standards
                Topic 3: Insurance Basics- Insurance principles and risk management
                • 1. Insurance contract fundamentals
                  • 2. Risk classification and types of risk
                    Topic 4: Ohio Insurance Law and Regulations- State licensing requirements
                    • 1. Producer licensing rules
                      • 2. Continuing education requirements
                        - Ethics and compliance
                        • 1. Fraud prevention
                          • 2. Unfair trade practices

                            Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

                            Question 1

                            Contributions made to a Roth IRA are

                            A. only tax deductible at age 50 or older.
                            B. tax deductible at retirement.
                            C. partially tax deductible.
                            D. not tax deductible.


                            Question 2

                            To receive proceeds from a death benefit, a minor

                            A. must be at least 16 years old.
                            B. must be related to the insured.
                            C. must have an appointed guardian.
                            D. can only be named as a contingent beneficiary.


                            Question 3

                            What does a limited payment whole life policy provide?

                            A. A lower premium.
                            B. Pure protection.
                            C. Protection to age 65.
                            D. Life time protection.


                            Question 4

                            What type of insurance is the cheapest option to pay off a 30-year mortgage balance?

                            A. Increasing term insurance.
                            B. Decreasing term insurance.
                            C. Level term insurance.
                            D. Variable life insurance.


                            Question 5

                            The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability
                            of an officer or other significant employee Is

                            A. key person.
                            B. business overhead.
                            C. employee welfare.
                            D. business continuation life.


                            Solutions:

                            Question 1
                            Answer: D
                            Question 2
                            Answer: C
                            Question 3
                            Answer: A
                            Question 4
                            Answer: B
                            Question 5
                            Answer: A

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