Last Updated: Oct 16, 2026
No. of Questions: 157 Questions & Answers with Testing Engine
Download Limit: Unlimited
Our Actual4Cert CA-Life-Accident-and-Health actual exam cert can provide you with the comprehnsive study points about the acutal test, with which you can have a clear direction during the perparation.The validity and reliability of the CA-Life-Accident-and-Health actual torrent has helped lots of people get good redsult.Choose our CA-Life-Accident-and-Health training cert, you will get 100% pass.
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Knowledge gaps are invisible until they cost you points. Actual4Cert built its CA-Life-Accident-and-Health engines to expose them early: 157 practice questions with performance review that turns unknown weaknesses into a fixable list.
| Certification Vendor: | California Department of Insurance (CDI) |
|---|---|
| Exam Name: | Life, Accident and Health or Sickness Examination |
| Exam Number: | CA-Life-Accident-and-Health |
| Related Certifications: | Accident and Health or Sickness Agent License Life-Only Agent License |
| Available Languages: | Spanish, English |
| Exam Format: | Multiple-choice, Computer-based |
| Passing Score: | 60% (90 out of 150 questions) |
| Exam Duration: | 180 minutes |
| Exam Price: | $88 + $33–$43 PSI convenience fee |
| Real Exam Qty: | 150 |
| Certificate Validity Period: | 2 years (renewable with continuing education) |
| Recommended Training: | CDI Prelicensing Education Requirements |
| Exam Registration: | PSI Exam Registration CDI Exam Information |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | In-person at PSI testing centers or remote online proctored |
| Pre Condition: | 52 hours pre-licensing education (40 hours product-specific + 12 hours code/ethics) effective Jan 1, 2026; fingerprinting required |
| Official Syllabus URL: | https://www.insurance.ca.gov/0200-industry/0030-seek-pre-lic/prelicensing-educational-objectives.cfm |
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Life Insurance | 35% | - Types of life insurance policies - Beneficiary designations and settlement options - Group life insurance - Policy provisions, riders, and options |
| Topic 2: Annuities and Retirement Plans | 10% | - Immediate and deferred annuities - Tax treatment and suitability - Fixed and variable annuities |
| Topic 3: Health Insurance | 25% | - Long-term care insurance - Disability income insurance - Medicare and Medicare supplements - Health policy provisions and exclusions - Medical expense and major medical plans |
| Topic 4: General Insurance Concepts | 10% | - Basic insurance principles and terminology - Insurance marketplace and regulation overview - Insurance contract law and elements |
| Topic 5: California Insurance Code & Ethics | 20% | - Ethical standards and anti-fraud provisions - State regulations and licensing rules - Policy delivery and replacement rules - Unfair trade practices |
California Department of Insurance recommends these training resources for the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam:
Follow the training with steady self-testing — the 157 practice questions from Actual4Cert help you apply theory and fill any gaps the training leaves.
The California Department of Insurance CA Life, Accident and Health or Sickness Examination exam contains 150 to complete within 180 minutes. Timed simulation in the Actual4Cert Desktop Test Engine teaches that rhythm before exam day does.
The official California Department of Insurance CA Life, Accident and Health or Sickness Examination outline defines 5 domains. The leading three are Life Insurance (35%), General Insurance Concepts (10%), and Annuities and Retirement Plans (10%). The full list is in the topics section above, and Actual4Cert's 157 practice questions cover each one.
The CA-Life-Accident-and-Health exam is a California Department of Insurance certification exam validating the California Department of Insurance CA Life, Accident and Health or Sickness Examination syllabus shown above. It belongs to these credential paths: Life-Only Agent License, Accident and Health or Sickness Agent License. Earning the credential in 2026 can strengthen a career, and Actual4Cert prepares candidates with 157 practice questions in PDF, Desktop Test Engine, and Online Test Engine formats.
In-person at PSI testing centers or remote online proctored Register for the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam through these official channels:
After booking, Actual4Cert delivers your practice questions within 1 minute — preparation starts the same day.
The California Department of Insurance CA Life, Accident and Health or Sickness Examination exam requires 60% (90 out of 150 questions) to pass, and registration costs $88 + $33–$43 PSI convenience fee. A failed attempt means paying the same fee again — a readiness check with the Actual4Cert engines before booking is the cheaper option.
Three versions of the same study materials: a printable, expert-prepared PDF with free demo download and instant access; a Desktop Test Engine for Windows that simulates the real exam with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. Download the demo first, experience the materials, and choose the format you like best — all 157 practice questions are identical across versions. Every purchase includes 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.
Actual4Cert issues a full refund if you take the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Orders arrive by email within 1 minute — contact support if nothing arrives within 2 hours.
52 hours pre-licensing education (40 hours product-specific + 12 hours code/ethics) effective Jan 1, 2026; fingerprinting required Since requirements change over time, confirm the latest on the official California Department of Insurance exam page before scheduling.
It is considered an unfair method of competition for an agent to advertise that the insurer the agent is appointed with is
Correct Answer: D 🗳️
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
A contract of indemnity is one in which
Correct Answer: A 🗳️
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
Medicare Part B pays for
Correct Answer: A 🗳️
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
Beginning January 1, 2014, a health insurance issuer that offers health insurance coverage in the individual market must cover 10 essential health benefits. All of the following benefits are essential health benefits EXCEPT
Correct Answer: A 🗳️
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
Which statement about Medicare is NOT correct?
Correct Answer: A 🗳️
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
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