Try and practice the latest California Department of Insurance : CA-Life-Accident-and-Health real questions & answers

Last Updated: Oct 16, 2026

No. of Questions: 157 Questions & Answers with Testing Engine

Download Limit: Unlimited

Choosing Purchase: "Online Test Engine"
Price: $69.98 

100% pass with our valid and latest CA-Life-Accident-and-Health actual exam questions

Our Actual4Cert CA-Life-Accident-and-Health actual exam cert can provide you with the comprehnsive study points about the acutal test, with which you can have a clear direction during the perparation.The validity and reliability of the CA-Life-Accident-and-Health actual torrent has helped lots of people get good redsult.Choose our CA-Life-Accident-and-Health training cert, you will get 100% pass.

100% Money Back Guarantee

Actual4Cert has an unprecedented 99.6% first time pass rate among our customers. We're so confident of our products that we provide no hassle product exchange.

  • Best exam practice material
  • Three formats are optional
  • 10 years of excellence
  • 365 Days Free Updates
  • Learn anywhere, anytime
  • 100% Safe shopping experience
  • Instant Download: Our system will send you the products you purchase in mailbox in a minute after payment. (If not received within 12 hours, please contact us. Note: don't forget to check your spam.)

California Department of Insurance CA-Life-Accident-and-Health Practice Q&A's

CA-Life-Accident-and-Health PDF
  • Printable CA-Life-Accident-and-Health PDF Format
  • Prepared by CA-Life-Accident-and-Health Experts
  • Instant Access to Download
  • Study Anywhere, Anytime
  • 365 Days Free Updates
  • Free CA-Life-Accident-and-Health PDF Demo Available
  • Download Q&A's Demo

California Department of Insurance CA-Life-Accident-and-Health Online Engine

CA-Life-Accident-and-Health Online Test Engine
  • Online Tool, Convenient, easy to study.
  • Instant Online Access
  • Supports All Web Browsers
  • Practice Online Anytime
  • Test History and Performance Review
  • Supports Windows / Mac / Android / iOS, etc.
  • Try Online Engine Demo

California Department of Insurance CA-Life-Accident-and-Health Self Test Engine

CA-Life-Accident-and-Health Testing Engine
  • Installable Software Application
  • Simulates Real Exam Environment
  • Builds CA-Life-Accident-and-Health Exam Confidence
  • Supports MS Operating System
  • Two Modes For Practice
  • Practice Offline Anytime
  • Software Screenshots

Knowledge gaps are invisible until they cost you points. Actual4Cert built its CA-Life-Accident-and-Health engines to expose them early: 157 practice questions with performance review that turns unknown weaknesses into a fixable list.

California Department of Insurance CA-Life-Accident-and-Health Exam Overview:

Certification Vendor:California Department of Insurance (CDI)
Exam Name:Life, Accident and Health or Sickness Examination
Exam Number:CA-Life-Accident-and-Health
Related Certifications:Accident and Health or Sickness Agent License
Life-Only Agent License
Available Languages:Spanish, English
Exam Format:Multiple-choice, Computer-based
Passing Score:60% (90 out of 150 questions)
Exam Duration:180 minutes
Exam Price:$88 + $33–$43 PSI convenience fee
Real Exam Qty:150
Certificate Validity Period:2 years (renewable with continuing education)
Recommended Training:CDI Prelicensing Education Requirements
Exam Registration:PSI Exam Registration
CDI Exam Information
Sample Questions: DOWNLOAD DEMO
Exam Way:In-person at PSI testing centers or remote online proctored
Pre Condition:52 hours pre-licensing education (40 hours product-specific + 12 hours code/ethics) effective Jan 1, 2026; fingerprinting required
Official Syllabus URL:https://www.insurance.ca.gov/0200-industry/0030-seek-pre-lic/prelicensing-educational-objectives.cfm

California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Life Insurance35%- Types of life insurance policies
- Beneficiary designations and settlement options
- Group life insurance
- Policy provisions, riders, and options
Topic 2: Annuities and Retirement Plans10%- Immediate and deferred annuities
- Tax treatment and suitability
- Fixed and variable annuities
Topic 3: Health Insurance25%- Long-term care insurance
- Disability income insurance
- Medicare and Medicare supplements
- Health policy provisions and exclusions
- Medical expense and major medical plans
Topic 4: General Insurance Concepts10%- Basic insurance principles and terminology
- Insurance marketplace and regulation overview
- Insurance contract law and elements
Topic 5: California Insurance Code & Ethics20%- Ethical standards and anti-fraud provisions
- State regulations and licensing rules
- Policy delivery and replacement rules
- Unfair trade practices

Your CA-Life-Accident-and-Health Exam Questions Answered

California Department of Insurance recommends these training resources for the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam:

Follow the training with steady self-testing — the 157 practice questions from Actual4Cert help you apply theory and fill any gaps the training leaves.

The California Department of Insurance CA Life, Accident and Health or Sickness Examination exam contains 150 to complete within 180 minutes. Timed simulation in the Actual4Cert Desktop Test Engine teaches that rhythm before exam day does.

The official California Department of Insurance CA Life, Accident and Health or Sickness Examination outline defines 5 domains. The leading three are Life Insurance (35%), General Insurance Concepts (10%), and Annuities and Retirement Plans (10%). The full list is in the topics section above, and Actual4Cert's 157 practice questions cover each one.

The CA-Life-Accident-and-Health exam is a California Department of Insurance certification exam validating the California Department of Insurance CA Life, Accident and Health or Sickness Examination syllabus shown above. It belongs to these credential paths: Life-Only Agent License, Accident and Health or Sickness Agent License. Earning the credential in 2026 can strengthen a career, and Actual4Cert prepares candidates with 157 practice questions in PDF, Desktop Test Engine, and Online Test Engine formats.

In-person at PSI testing centers or remote online proctored Register for the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam through these official channels:

After booking, Actual4Cert delivers your practice questions within 1 minute — preparation starts the same day.

The California Department of Insurance CA Life, Accident and Health or Sickness Examination exam requires 60% (90 out of 150 questions) to pass, and registration costs $88 + $33–$43 PSI convenience fee. A failed attempt means paying the same fee again — a readiness check with the Actual4Cert engines before booking is the cheaper option.

Three versions of the same study materials: a printable, expert-prepared PDF with free demo download and instant access; a Desktop Test Engine for Windows that simulates the real exam with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. Download the demo first, experience the materials, and choose the format you like best — all 157 practice questions are identical across versions. Every purchase includes 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.

Actual4Cert issues a full refund if you take the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Orders arrive by email within 1 minute — contact support if nothing arrives within 2 hours.

52 hours pre-licensing education (40 hours product-specific + 12 hours code/ethics) effective Jan 1, 2026; fingerprinting required Since requirements change over time, confirm the latest on the official California Department of Insurance exam page before scheduling.

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question #1

It is considered an unfair method of competition for an agent to advertise that the insurer the agent is appointed with is

  • A. highly rated by A.M. Best Company.
  • B. fully authorized by certification to sell insurance.
  • C. an admitted insurer in the state of California.
  • D. a member of the Insurance Guarantee Association.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).

Question #2

A contract of indemnity is one in which

  • A. one party is restored to the same financial position the party was in before the loss occurred.
  • B. both parties are expected to act in complete honesty.
  • C. one party is obligated to assume the legal liability of another party.
  • D. one party must adhere to the agreements written by the other party.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).

Question #3

Medicare Part B pays for

  • A. physicians' services.
  • B. the first 60 days of hospitalization.
  • C. hospice care.
  • D. prescription drugs.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).

Question #4

Beginning January 1, 2014, a health insurance issuer that offers health insurance coverage in the individual market must cover 10 essential health benefits. All of the following benefits are essential health benefits EXCEPT

  • A. adult dental coverage
  • B. maternity and newborn care.
  • C. laboratory services.
  • D. prescription drugs.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).

Question #5

Which statement about Medicare is NOT correct?

  • A. Medicare Part C covers long-term care.
  • B. Medicare Part A covers hospital care.
  • C. Medicare is a federal health insurance program.
  • D. Medicare Part B covers physician services.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).

Viewing page 1 out of 32 pages.
Viewing questions 1-5 out of 157 questions.

3%
I missed once but luckily you sent the updated version to me before I took twice.

Leif

I also want to suggest all to use these products and see their dream come true.

Moses

And you never let me down.
And now you help me realize this dream.

Raymond

Valid CA-Life-Accident-and-Health exam dumps, I passed the CA-Life-Accident-and-Health.

Tobias

Wow, I passed my CA-Life-Accident-and-Health exam.

Abigail

Great to find Actual4Cert.

Camille

9.9 / 10 - 626 reviews

Actual4Cert is the world's largest certification preparation company with 99.6% Pass Rate History from 60268+ Satisfied Customers in 148 Countries.

Disclaimer Policy

The site does not guarantee the content of the comments. Because of the different time and the changes in the scope of the exam, it can produce different effect. Before you purchase the dump, please carefully read the product introduction from the page. In addition, please be advised the site will not be responsible for the content of the comments and contradictions between users.

Over 60268+ Satisfied Customers

McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Our Clients