Last Updated: Sep 15, 2026
No. of Questions: 121 Questions & Answers with Testing Engine
Download Limit: Unlimited
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The CII Insurance law (IL) exam has a reputation for catching even experienced professionals off guard. Actual4Cert turns that challenge into a manageable plan with 121 targeted M05 practice questions updated for 2026.
| Certification Vendor: | Chartered Insurance Institute (CII) |
|---|---|
| Exam Name: | Insurance Law (IL) |
| Exam Number: | M05 |
| Related Certifications: | Diploma in Insurance |
| Available Languages: | English |
| Exam Duration: | 60 minutes |
| Exam Format: | Coursework Assignment (10 compulsory short-answer questions), 10 Multiple Response Questions, 40 Multiple Choice Questions (MCQ) |
| Real Exam Qty: | 50 |
| Passing Score: | 65% |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Computer-based online examination and coursework assessment through CII RevisionMate; available year-round at approved test centres or remote locations where permitted. |
| Pre Condition: | No mandatory prerequisites. Recommended for candidates pursuing the CII Diploma in Insurance. |
| Official Syllabus URL: | https://www.cii.co.uk/learning/qualifications/unit-insurance-law-m05/ |
| Section | Objectives |
|---|---|
| Law of Contract | - Contract formation and operation
|
| Insurance Contract Terms and Vitiating Factors | - Factors affecting validity
|
| Formation of Insurance Contracts | - Core insurance principles
|
| Insurance Claims | - Claims process and legal principles
|
| Law of Torts | - Principles of tort law
|
| Nature and Sources of English Law and Legal Persons | - Nature and sources of English law
|
| Law of Agency and Insurance | - Agency relationships
|
| Indemnity and Loss Measurement | - Principle of indemnity
|
| Subrogation and Contribution | - Recovery rights and sharing of losses
|
The CII Insurance law (IL) exam (exam code M05) is the official CII exam that leads to the Insurance Law (M05) certification, sitting at the Level 4 Diploma level of the CII certification track. It is also connected with Diploma in Insurance. If this is the credential you are working toward, the 121 practice questions at Actual4Cert map directly to its objectives.
The CII Insurance law (IL) exam includes 50 questions, and you have 60 minutes to complete them. Divide the time limit by the question count and you get a tight average pace per item, so train yourself to flag time-consuming questions and return to them later instead of getting stuck. Before test day, run at least one full timed session in the Actual4Cert test engine under the same limits — the clock should never surprise you.
According to CII, candidates should meet the following before registering: No mandatory prerequisites. Recommended for candidates pursuing the CII Diploma in Insurance.. Requirements can change, so confirm the latest details on the official exam page before you register.
Yes. A free PDF demo of the M05 practice questions is available to download, so you can judge the format and quality before paying anything. Every purchase also includes 365 days of free updates, and if your product expires you can extend the update service at a 50% discount.
Your order is covered by a conditional 100% money-back guarantee: if you take the corresponding exam within 60 days of purchase and do not pass, you may apply for a full refund. Exams taken within 3 days of purchase are not eligible, nor are free materials or expired orders, and the candidate name must match the payer name. To claim, submit a scanned enrollment slip and your official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Prefer to keep studying? You can instead exchange your purchase for two free products of equal value while keeping the update service on your original one. Delivery itself is immediate: your product unlocks for instant download right after payment and a copy is emailed to you within a minute — if nothing arrives within 2 hours, contact our support team. There is no limit on the number of computers you can install it on.
The CII Insurance law (IL) blueprint is divided into 9 major domains, starting with Law of Contract, Law of Agency and Insurance, and Insurance Claims. The full breakdown, including every subdomain and its weighting, is listed in the Exam Topics section above — review it against your own weak areas before scheduling the exam.
For this question more than 1 option is correct. You must select all the correct options to gain the mark.
The Insurance: Conduct of Business sourcebook (ICOBS) rules in respect of claims handling specify that an insurer must
Correct Answer: B,C,D 🗳️
The principle of indemnity is the
Correct Answer: A 🗳️
In the context of insurance, what does "utmost good faith" (uberrimae fidei) require?
Correct Answer: C 🗳️
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
Which of the following statements is true regarding exclusions in an insurance policy?
Correct Answer: C 🗳️
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
Which of the following is a key principle of insurance that ensures that a policyholder is not overcompensated for a loss?
Correct Answer: B 🗳️
Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).
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