Try and practice the latest Insurance Licensing : Ok-Life-Accident-and-Health-or-Sickness-Producer real questions & answers

Last Updated: Sep 11, 2026

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Overview:

Certification Vendor:Oklahoma Insurance Department
Exam Name:Oklahoma Life, Accident, and Health or Sickness Producer Exam
Exam Number:Ok-Life-Accident-and-Health-or-Sickness-Producer
Exam Format:Closed-book, Multiple-choice, Computer-based
Real Exam Qty:155 (150 scored, 5 unscored pretest)
Available Languages:English
Exam Duration:150 minutes
Certificate Validity Period:2 years (renewable every 2 years with continuing education)
Exam Price:$44.00 USD
Related Certifications:Accident and Health Producer License
Health or Sickness Producer License
Life Producer License
Passing Score:70%
Recommended Training:Oklahoma Insurance Department Study Resources
Prometric Candidate Information Bulletin
Exam Registration:Oklahoma Insurance Department Exam Page
Prometric Registration
Sample Questions: DOWNLOAD DEMO
Exam Way:In-person at Prometric test centers or online remote proctored
Pre Condition:Be at least 18 years old; no pre-licensing education required in Oklahoma; no prior license needed
Official Syllabus URL:https://www.oid.ok.gov/licensing/producer-licensing/exam-information/

Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
General Insurance Knowledge72%- Annuities
  • 1. Features and taxation
  • 2. Types of annuities
- Life Insurance Basics
  • 1. Types of life policies
  • 2. Underwriting and issue
  • 3. Policy provisions and riders
- Health and Accident Insurance Basics
  • 1. Disability income insurance
  • 2. Accident and sickness coverage
  • 3. Health insurance policies
- Insurance Regulation
  • 1. Unfair trade practices
  • 2. Federal and state laws
  • 3. Licensing requirements
Oklahoma State-Specific Knowledge28%- Oklahoma Insurance Statutes and Rules
  • 1. Title 36 Oklahoma Statutes
  • 2. Oklahoma Administrative Code provisions
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability
- State Licensing and Renewal
  • 1. Residency requirements
  • 2. Continuing education rules
- Consumer Protection and Ethics
  • 1. Unfair claims practices
  • 2. Privacy and disclosure requirements

Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam: Your Questions, Answered

The Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam is the official Insurance Licensing assessment behind the Life, Accident, and Health or Sickness Producer License credential, which sits at the Entry-Level / Producer level. Passing it confirms that your skills meet the vendor's current requirements rather than a textbook outline. It also connects with related certifications such as Life Producer License, Health or Sickness Producer License, Accident and Health Producer License, so it can anchor a broader certification path.

According to the official exam information, the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam includes 155 (150 scored, 5 unscored pretest) questions and gives you 150 minutes to complete them. Treat that as a pacing exercise, not just a knowledge check: bank the questions you know first, flag the ones that stall you, and circle back instead of burning minutes on a single item. Before test day, run at least one full timed session in the Actual4Cert desktop or online test engine, so the clock never feels unfamiliar when it counts.

To pass the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam you need 70%, and the official registration fee is $44.00 USD. Keep one thing in mind: a failed attempt is not discounted, so retaking the exam means paying $44.00 USD again in full. A practical safeguard is to sit a complete Actual4Cert practice test a week or two before your exam date; if your timed scores are not sitting comfortably above the passing mark, consider pushing your booking back and drilling the weak domains first.

The official prerequisites for the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam are as follows: Be at least 18 years old; no pre-licensing education required in Oklahoma; no prior license needed. Requirements can change over time, so confirm the details on the official Insurance Licensing exam page at https://www.oid.ok.gov/licensing/producer-licensing/exam-information/ before you book your seat.

You can register through the official channels listed below:

Exam delivery: In-person at Prometric test centers or online remote proctored.

Insurance Licensing points candidates toward the following official training options:

Official training builds the theory; the 157 practice questions from Actual4Cert show you how that theory appears in exam-style items, which is where most study plans actually pay off.

Yes. A free PDF demo of the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer practice questions is available on the Actual4Cert samples page, so you can check the question style and difficulty before spending anything. Every purchase also includes 365 days of free updates, and if your product expires after that period, you can extend the update service from your member zone at 50% off.

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The Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer syllabus is organized into 2 domains. The leading areas include General Insurance Knowledge (72%), Oklahoma State-Specific Knowledge (28%). For the complete, topic-by-topic breakdown, scroll up to the Exam Topics section above.

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

A common disaster provision states that if the beneficiary dies from the same accident as the insured individual, the insurer will proceed as if the

  • A. beneficiary was never named on the policy.
  • B. beneficiary outlived the insured individual.
  • C. insured individual outlived the beneficiary.
  • D. beneficiary and the insured individual died simultaneously.
Answer: B

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Question #2

Insurers do business in Oklahoma only after a thorough financial review. Insurance policies written in Oklahoma, that are protected by the Guaranty Association, protect policyowners in the event an admitted company

  • A. cannot meet its capital surplus requirements.
  • B. merges with a foreign insurer.
  • C. becomes financially insolvent.
  • D. depletes its loss reserves.
Answer: C

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Question #3

Unlike HMO plans, PPO plan members MOST often

  • A. have more choices of doctors and medical service providers.
  • B. can see a physician on a walk-in basis.
  • C. must designate a primary care physician.
  • D. receive no medical benefits while traveling to other states.
Answer: A

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Question #4

Which of the following is a core benefit of Medicare supplemental insurance?

  • A. At-home recovery.
  • B. Basic drugs limit of $1,250.
  • C. Preventive care.
  • D. First 3 pints of blood each year.
Answer: D
Question #5

Mortgage redemption or cancellation insurance is a form of what type of insurance?

  • A. Level premium universal life.
  • B. Level premium whole life.
  • C. Increasing term.
  • D. Decreasing term.
Answer: D

Explanation: Only visible for Actual4Cert members. You can sign-up / login (it's free).

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